Inspections for New Construction - Are They Needed?

Alan Stephens • December 13, 2024

New Construction Inspections – are they needed?

The short answer to that question is an unequivocal ‘Yes’! No one is perfect. Even the best, and most capable builders are only as good as their weakest subcontractor. Things get missed! If you ask anyone who has been involved in having a newly constructed property inspected, they’ll describe the innumerable defects and issues that would have otherwise been undiscovered and/or led to bigger problems.


An inspection of a new construction property is important for several reasons:

1.    Identifying Defects Early: Even in new construction, there can be defects, errors, or oversights made during the building process. An inspection can uncover these issues before they become more significant problems.

2.    Ensuring Quality: Inspections help ensure that the property is built to high standards of quality and craftsmanship. If performed at the right time, they can catch issues related to construction materials, workmanship, and adherence to industry standards.

3.    Safety: Inspections can identify safety hazards such as improperly installed electrical wiring, gas leaks, or structural weaknesses. Addressing these issues early can prevent accidents or injuries.

4.    Protecting Your Investment: Buying a new construction property is a significant investment. An inspection provides peace of mind by confirming that your investment is sound and that the property meets your expectations.

5.    Negotiating Repairs: If the inspection uncovers any issues, you can negotiate with the builder to have them addressed before closing or as part of your warranty agreement.

6.    Understanding Your Home: An inspection provides valuable information about the construction materials, systems, and maintenance requirements of your new home. This knowledge can help you better maintain and care for your property in the long run.


The role and value of new construction property inspection options have evolved as the dynamics of the construction and real estate markets have changed. Generally, three (3) different approaches to these inspections are commonly employed: Phase Inspections, Pre-Punchlist Inspections, and 11th-month Warranty Inspections.


New Construction: Phase Inspections

Phase inspections typically occur at various stages of the construction process to identify any issues or defects that need to be addressed before they become more challenging or costly to identify or fix.

Common stages at which inspections might occur during new home or property construction:

1.    Foundation Inspection: This inspection occurs after the foundation has been laid but before any further construction proceeds. It ensures that the foundation is constructed according to the engineered design and meets structural requirements.

2.    Framing, Electrical, Plumbing, and HVAC Rough-in Inspections: These inspections occur after the wall structures are complete and all electrical, plumbing, and HVAC systems have been installed, but before the walls are finished (drywall, etc.). Inspectors check that the framing, wiring, piping, and duct-work are installed and properly positioned according to generally accepted practices and the specific design documents.

3.    Insulation Inspection: Insulation inspection ensures that the appropriate type and amount of insulation have been installed correctly throughout the property to meet energy efficiency standards.

4.    Final Inspection: The final inspection occurs when the construction is almost complete. Inspectors thoroughly examine the entire property to verify the installation, condition, and operational status of all structural and system components.


New Construction: Pre-Punchlist Inspections

A pre-punchlist inspection is typically conducted by a qualified inspector before the final walk-through with the builder. The purpose of this inspection is to identify any defects, incomplete work, or issues that need to be addressed by the builder before the owner takes possession of the property. It’s very similar to a standard property inspection. Key aspects of a pre-punchlist home inspection include:

1.    Exterior Inspection: The inspector examines the exterior of the property, including the roof, siding, windows, doors, decks, and landscaping. They check for proper installation, any damage, or areas that need further attention.

2.    Interior Inspection: Inside the property, the inspector evaluates the walls, ceilings, floors, doors, and windows for any visible defects such as cracks, uneven surfaces, or damage. They also inspect the functionality of doors, windows, and locks.

3.    Systems Inspection: This includes checking the functionality of major systems such as plumbing, electrical, heating, ventilation, and air conditioning (HVAC). The inspector ensures that these systems are properly installed, functioning correctly, and meet safety standards.

4.    Finishes and Fixtures Inspection: The inspector examines the finishes and fixtures throughout the property, including cabinets, countertops, flooring, paint, trim, and hardware. They look for any defects, damage, or incomplete workmanship.

5.    Documentation Review: The inspector may review relevant documents, such as building permits, plans, and specifications, to ensure that the construction complies with approved designs and requirements.

6.    Reporting: After the inspection, the inspector provides a detailed report to the property owner and builder, documenting any defects or issues found during the inspection. This report serves as a reference for the builder to address the identified issues before the final walk-through.


New Construction: 11th Month Warranty Inspections:

An 11th-month warranty inspection, sometimes referred to as a builder's warranty inspection, is typically conducted shortly before the end of the first year after the property’s construction is completed. This inspection is arranged by the owner to identify any defects or issues covered under the builder's warranty before it expires and generally includes:

1.    Comprehensive Inspection: A thorough examination of the property (similar to the pre-punchlist inspection), to identify and document any defects, deficiencies, or issues that have arisen since the completion of construction.

2.    Communicating with the Builder: The homeowner shares the findings of the inspection report with the builder or developer, highlighting the identified defects and requesting repairs or corrections under the warranty agreement.

3.    Addressing Warranty Repairs: The builder is typically responsible for addressing warranty repairs within the agreed-upon time-frame outlined in the warranty agreement. This may involve scheduling repairs with subcontractors or addressing the issues directly.

4.    Finalizing Warranty Claims: Once the repairs are completed, the homeowner may schedule a follow-up inspection to ensure that all identified issues have been properly addressed.


A new construction inspection is an essential step in the buying process, ensuring that you're making a well-informed decision and protecting your investment in your new property. Schedule yours today for your confidence and peace of mind!

By Alan Stephens August 5, 2026
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By Alan Stephens July 21, 2026
After an inspection, one of the first questions we hear is, "Should we get a home warranty?" A warranty can help with unexpected repair bills, but the coverage for major appliances depends on the details. Here is how we tell homeowners to evaluate a plan before they sign. 1. What "covered" really means Most standard plans list refrigerator, oven and range, dishwasher, built-in microwave, washer and dryer. What they often don't highlight is what is not included. Common exclusions are ice makers, water dispensers, door seals and gaskets, racks, handles, and any cosmetic parts. Two clauses matter most for buyers: • Pre-existing conditions: If the inspection report noted an issue, or if there is no proof the appliance was working at closing, the claim can be denied. • Maintenance: If you cannot show routine maintenance, like coil cleaning or filter changes, that can also be used to deny a claim. Keep your inspection report and any receipts. And check the payout cap. That is the absolute max the company will pay per appliance or per year. A $1,500 cap will not fully replace a high-end French door refrigerator. 2. The two costs you are really paying There is the monthly or annual premium, and then the per-visit service fee, usually $75 to $125. That fee is charged every time a technician comes out, even if they do not fix anything on that visit. A cheap premium with a high service fee gets expensive if you have multiple failures in one year. 3. Who is actually doing the repair? A warranty is only as good as its contractor network. In rural areas and smaller towns, networks can be thin, which means longer wait times in the middle of winter or summer. Before you buy, ask: • Do you have licensed techs covering the Omaha area? • What is the guaranteed dispatch window? • Can I use my own contractor with prior approval if no one is available? 4. Add-ons that matter in our area Standard plans rarely cover well pumps, septic systems, second refrigerators in the garage, sump pumps, or roof leaks. If the home has any of those, you will need an add-on. Those extras add to the premium, so price the plan with add-ons included, not just the base price. 5. How to compare companies apples to apples Don't compare the marketing grids. Download the actual sample contract. Look at the same three pages for each provider: • The covered items list and exclusions • The limits and payout caps • The claim process and service fee Big names you will see are American Home Shield, Choice Home Warranty, and First American. They differ mainly on cap amounts, add-on options, and service fee structure. Check recent third-party reviews and your state's complaint history, not just testimonials on their site. Home warranties are often sold as service contracts, so you can also check with the state Attorney General's office for complaint patterns. Bottom line from an inspector's perspective A home warranty is not a replacement for maintenance or for budgeting for replacement. It can be useful for the first year after a purchase, especially when appliances are older but still functional at closing. For some homeowners, putting that same $40 to $80 per month into a dedicated home repair fund makes more financial sense. If you are buying soon, bring your warranty questions to the inspection. We can note the age and condition of the appliances so you know which coverage, if any, makes sense.  Schedule an inspection with Acuity Property Inspections and get a clear picture of your appliances, systems, and what to watch for in year one.
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